Credit Mechanics

Serving Communities Since 1981.
Ontario's Trusted Auto Loans.

Easy credit approvals with $0 down and NO Co-signer! Simple online applications. Servicing Pickering, Ajax, Scarborough, Lindsay, Peterborough, Kawartha Lakes & surrounding areas!

Welcome to Credit Mechanics - Serving Ontario Since 1981 in situations revolving around bad credit.

On this site, we bring you a simple way that makes it easier than ever to get approved. It's like an all-access pass to rebuilding your credit. Have you had some tough situations revolving around Bad Credit? Do you need professional, instant results to help with your bad credit situation? Credit Mechanics is here to get you approved with $0 down and no co-signer. Search the large inventory, fill out our easy application, apply for credit and apply today!- it's all just a click away. We welcome your business and we look forward to serving you.



Free Credit Score!

Simple Online Application
No Co-Signer Required!
Your Privacy Is Our #1 Priority
12 Month Vehicle Return Policy
$500 Warranty Voucher with Purchase of New Vehicle.
Find A Car That Fits Your Budget!
*Call us for complete details!


Why credit mechanics

Thanks to Boyer Pickering's large vehicle inventory, wide selection of models, and competitive pricing, Credit Mechanics is able to make you a great deal on the Chevrolet, Cadillac, Buick, or GMC model of your choice. At Credit Mechanics, our goal is to assist you in making a confident and informed decision so we can help you improve your financial situation. Our friendly and knowledgeable staff is available to answer any and all questions regarding auto loans and finance in general. Whether you're located in Pickering, Scarborough, Markham, Ajax, or Whitby, Credit Mechanics is ready to lend a helping hand and do whatever it takes to improve your finance condition; whether it's bad credit, no credit, auto financing, or rebuilding your financial situation in general, Credit Mechanics is here to help.

At Credit Mechanics Auto Loans, we maintain our commitment to customer care throughout and after the purchase of your vehicle. Our professional finance department strives to help you with your bad credit auto loan and will work diligently to get you approved in a simple, effective, stress-free atmosphere.

Whether you've already chosen the precise vehicle model and options you want or aren't sure and need some help with the auto loan, we are ready, willing, and able to work with you. Our professional financing department at Credit Mechanics has elite access to loan and lender programs designed to fit within your unique budget. No credit, bad credit, or perfect credit, we will work equally as hard to get you financed quickly and hassle-free. We serve customers throughout the Pickering region including Scarborough, Markham, Ajax, Whitby, and surrounding areas. From financing to purchasing, we have you covered with competitive pricing and courteous, friendly service at all times. Do not hesitate to contact us at Credit Mechanics today with all of your bad credit auto loan questions and needs!

Credit Mechanics Auto Loans is proudly located at 715 Kingston Road, Pickering, Ontario and happily serves Pickering, ON, Ajax, ON, Scarborough, ON, Whitby, ON, Markham, ON and the surrounding areas.


Our Promise To You

Your Privacy Is Our #1 Priority


Find A Car That Fits Your Budget

We work with you to find a vehicle that fits your wants and needs. If you don't have a co-signer, we understand. We work with you to make it right. you have the option of browsing over 1,000 vehicles, or you can ask us what would be best to fit your budget.

Work With You Discreetly To Repair Your Credit

Sometimes difficult times can come about and people want to take care of their situation in a discreet manner. We understand that. Your privacy is our #1 priority. you may not have a co-signer, or you might have $0 money down. That's ok, we've got you covered.

12 Month Vehicle Return Policy

We want you to be protected. In certain situations where you can't afford to keep your vehicle, we will provide you with a 12 minth vehicle return policy. This way you will always have piece of mind.